Home Valuation Code of Conduct (HVCC) in your way? C&D provides the required “firewall” between the appraiser and the originator of mortgage loans as required by the HVCC. We ensure appraiser independence. When you want your comprehensive appraisal management, we will reduce your costs and turn-time.

FNMA and FHLMC have recently expressed concerns about Appraisal Management Companies (AMCs) sending appraisers far outside of the appraisers area of geographic competence to perform appraisals. C&D has always been concerned with the geographic competence issue of USPAP and places appraisal orders only with appraisers experienced in the market of the subject property. In addition, our Quality Assurance team will perform technical reviews on the appraisals. We get it done right. The first time.

Quality control. We constantly monitor every facet of our appraisal process. Click here for more information about our quality control.

Training. We believe in the next generation of real estate appraisers. That is why we hold every appraiser to our strict C&D Standards. C&D also provides our team of appraisers with quarterly webinars on timely topics. How many Quality Assurance Managers are available on a hotline? Ours is manned daily.

Appraiser independence. C&D manages all appraiser relationships, saving you time and ensuring independence. We allow you to be HVCC compliant.

• Appraiser selection is an objective, structured process
• Appraisal assignments come from C&D Real Estate Appraisal & Review, ensuring compliance with federal and state guidelines
• Appraisers are paid by C&D, not the borrower or the mortgage company, ensuring compliance with federal and state guidelines

Full coverage. With our network of independent local appraisers, we provide coverage in every county in the state of California. Additionally, we have extended coverage in Washington, Oregon and Arizona with our partnered appraisers.

Excellent customer service. We are dedicated to providing attentive, made to order service at every step in the course to ensure your complete delight.